A bank is advertising a deposit account offering an interest rate of 0.5%. Under the Consumer Protection Code the advertisement MUST include:

• A. (ii) only.
• B. (iii) only.
• C. (i) and (ii) only.
• D. (i), (ii) and (iii).

Answer: (C)

The rule at play is that advertisements for deposit accounts must be clear and not misleading, giving customers enough information to compare offers at a glance. The essential disclosures are those that tell you what you will actually earn and how that rate applies. In this scenario, two specific items are required to be shown in the ad because they directly convey the rate and how it works, enabling a fair comparison. The third item, while potentially important for full understanding, is not mandated to appear in the advertisement itself and is usually found in the detailed terms and conditions of the product. That’s why the correct answer points to including the first two disclosures only.