Under the Consumer Protection Code, after providing a written investment recommendation to a vulnerable customer, the adviser should not arrange a financial product for at least how many working days?

• A. 7
• B. 10
• C. 14
• D. 21

Answer: (C)

A reflection period is required after giving a written investment recommendation to a vulnerable customer. The adviser must not arrange a financial product for at least 14 working days to give the client time to consider the recommendation, ask questions, and seek any needed clarification or independent advice. This protects vulnerable customers from rushing into a decision and helps ensure they fully understand the suitability and implications.

The other timeframes aren’t the mandate: 7 or 10 days are too short to allow thorough consideration, while 21 days is longer than the required period and unnecessary. Working days are counted excluding weekends and holidays.